Privacy Notice

What does Revity Federal Credit Union do with your personal information?

Why do we collect personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What personal information do we collect?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security Number and Income
Account Balances and Credit History
Credit Score and Employment Information

When you are no longer our customer, we continue to share your information as described in this notice.

How do we share this information?

All financial companies need to share member’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member’s personal information; the reasons Revity Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Revity FCU Share?	Can you limit this sharing?
For our everyday business purposes— Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— To offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	Yes
For our affiliates’ everyday business purposes— Information about your transactions and experiences	No	We don’t share
For our affiliates every day business purposes— Information about your creditworthiness	No	We don’t share
For our affiliates to market to you	No	We don’t share
For non-affiliates to market to you	No	We don’t share

Who is providing this notice?

Revity Federal Credit Union

What we do with your personal information
How does Revity FCU protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Revity FCU collect my personal information?	We collect your personal information, for example, when you: open an account or make a wire transfer apply for a loan or give us your income information provide employment information We also collect your personal information for others, such as credit bureaus and affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes information about your credit worthiness affiliates from using your information to market to you sharing of non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Revity Federal Credit Union has no affiliates.
Non-affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. Revity Federal Credit Union does not share with non-affiliates so they can market to you.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial service providers and insurance companies.