Protect Your Loans

Member’s ChoiceTM Borrower Security | GAP Insurance | Mechanical Repair Coverage | 



Member’s ChoiceTM Borrower Security

You trust us with your loan; now trust us to protect it.

Life is unpredictable. Protect yourself, your family, and your income from unexpected life events that can create financial hardships. With the Member’s ChoiceTM Borrower Security program, your loan balance or your monthly loan payment could be made without penalty or added interest in the event of your death or disability. 

At a time when your you and your family have enough to worry about, let Borrower Security take the loan repayment stress away by reducing or paying off your loan. Contact a loan officer today to learn about your options.

Guaranteed Asset Protection (GAP)

GAP provides protection to you if your vehicle is totaled or stolen and never recovered,
and there is a difference in your remaining loan balance and what the insurance company
will pay; GAP will cover the difference.

Member Benefits:

  • GAP Advantage: Additional $1,000 toward the purchase price of a replacement vehicle if financed through GMFCU
  • Our GAP is generally priced below similar protection sold by automobile dealerships

Be sure to add GAP coverage when you apply for your GMFCU vehicle loan online or contact a loan officer today.

Mechanical Repair Coverage

Save money and have peace of mind by purchasing a Mechanical Repair Coverage from GMFCU on your next new or used vehicle or motorcycle. Mechanical repair coverage may even cover some things the factory warranty doesn’t. The program offers a $0 deductible option and there is no limit on claims. Repairs can be completed at any licensed repair facility in the United States or Canada.

  • No Deductible option
  • Nationwide coverage
  • 24 hour roadside assistance
  • Vehicle rental assistance
  • Transferable
  • 60 day Money-Back Guarantee
  • Also available for Motorcycles

Contact a loan officer to get the full details on Mechanical Repair Coverage.