Loan Rates

Vehicle Loan Rates

Rates effective as of October 20, 2023

 Fixed rates as low as*
New Auto 5.75%*
Used Auto 6.25%*
New Motorcycle 6.25%*
Used Motorcycle 6.75%*
New Boats, RVs, and Street Legal ATVs 7.20%*
Used Boats, RVs, and Street Legal ATVs 7.45%*

Share/Certificate Secured

Rates effective as of October 20, 2023

 Fixed rates as low as*
Secured up to 72 months
(Term of loan not to exceed maturity date of CD)		 4.50%**

 

Personal Loans 

Rates effective as of October 20, 2023

 Term  Fixed rates as low as**
Personal/Signature up to 72 months 10.50%**
Line of Credit Revolving Line 12.00%**
Vacation 10 months 10.50%**
Christmas 10 months 10.50%**
Overdraft Revolving Line 12.00%**
Greenlight Revolving Line 18.00%**

 

MasterCard® Credit Card

Rates effective as of October 20, 2023

 Non-variable rates as low as†
MasterCard® 10.90%†

 

Home Equity Line of Credit

Rates effective as of October 2, 2023

 Variable rates as low as** 
Up to 180 months 8.50%**
Home Equity Lines of Credit rates are based on an evaluation of credit history and loan to value, so your rate may differ.

Mortgage We offer a variety of fixed mortgage loans. Rates change daily. Please contact our loan department to discuss your needs 336.373.2090. *APR=Annual Percentage Rate. Rates are based on an evaluation of credit history so your rate may differ. Rates subject to change without notice.

*Annual Percentage Rate (APR) shown applies to the shortest loan term for applicants with excellent credit.  Your APR may be higher based on your creditworthiness and our underwriting standards.  APRs subject to change without prior notice.  Vehicle restrictions may apply.  For additional information, contact the credit union.

**Annual Percentage Rate (APR) shown applies to the shortest loan term for applicants with excellent credit.  Your APR may be higher based on your creditworthiness and our underwriting standards.  APRs subject to change without prior notice.  For additional information, contact the credit union.

†Annual Percentage Rate (APR) on GMFCU Platinum Mastercard shown applies to members who have Direct Deposit with GMFCU. Members without Direct Deposit at GMFCU receive a non-variable APR of 11.90%. APRs subject to change without notice. For additional information, contact the credit union.