Loan Rates

New Auto

Rates effective as of October 20, 2022

Rate Type Rates as low as
Up to 36 months Fixed 3.95% APR*
37 to 48 months ($5,000 minimum) Fixed 4.20% APR*
49 to 60 months ($10,000 minimum) Fixed 4.45% APR*
61 to 72 months ($15,000 minimum) Fixed 4.70% APR*
73 to 84 months ($30,000 minimum) Fixed 5.20% APR*
85 to 96 months ($60,000 minimum) Fixed 5.95% APR*

Used Auto 

Rates effective as of October 20, 2022

Rate Type  Rates as low as 
Up to 36 months Fixed 4.20% APR*
37 to 48 months ($5,000 minimum) Fixed 4.45% APR*
49 to 60 months ($10,000 minimum) Fixed 4.70% APR *
61 to 72 months ($15,000 minimum) Fixed 4.95% APR*
73 to 84 months ($30,000 minimum) Fixed 5.45% APR*
85 to 96 months ($60,000 minimum) Fixed 6.20% APR*

New Motorcycle

Rates effective as of October 20, 2022

Rate Type Rates as low as
Up to 36 months Fixed 4.70% APR*
37 to 48 months ($5,000 minimum) Fixed 4.95% APR*
49 to 60 months ($10,000 minimum) Fixed 5.20% APR*
61 to 72 months ($15,000 minimum) Fixed 5.45% APR*
73 to 84 months ($30,000 minimum) Fixed 5.95% APR*
85 to 96 months ($60,000 minimum) Fixed 6.70% APR*

Used Motorcycle

Rates effective as of October 20, 2022

Rate Type Rates as low as
Up to 36 months Fixed 4.95% APR*
37 to 48 months ($5,000 minimum) Fixed 5.15% APR*
49 to 60 months ($10,000 minimum) Fixed 5.45% APR*
61 to 72 months ($15,000 minimum) Fixed 5.70% APR*
73 to 84 months ($30,000 minimum) Fixed 6.40% APR*
85 to 96 months ($60,000 minimum) Fixed 7.15% APR*

New Boats & RVs

Rates effective as of October 20, 2022

Rate Type Rates as  low as
up to 60 months Fixed 6.45% APR*
61 to 72 months ($20,000 minimum) Fixed 6.70% APR*
73 to 84 months ($40,000 minimum) Fixed 6.95% APR*
85 to 96 months ($50,000 minimum) Fixed 7.45% APR*
97 to 108 months ($60,000 minimum) Fixed 8.20% APR*
109 to 120 months ($75,000 minimum) Fixed 8.45% APR*

Used Boats & RVs

Rates effective as of October 22, 2022

Rate Type  Rates as low as 
up to 60 months Fixed 6.70% APR*
61 to 72 months ($20,000 minimum) Fixed 6.95% APR*
73 to 84 months ($40,000 minimum) Fixed 7.20% APR*
85 to 96 months ($50,000 minimum) Fixed 7.70% APR*
97 to 108 months ($60,000 minimum) Fixed 8.45% APR*
109 to 120 months ($75,000 minimum) Fixed 8.70% APR*

Share/Certificate Secured

Rate Type  Rates as low as
Rates effective as of
May 19, 2022
Secured up to 72 months
(Term of loan not to exceed maturity date of CD)
Fixed 3.00% APR*

Personal Loans – Type

Term  Rates as low as 
Rates effective as of
May 19, 2022
Personal/Signature up to 72 months 8.75% APR*
Line of Credit Revolving Line 10.75% APR*
Vacation 10 months 12.75% APR*
Christmas 10 months 14.75% APR*
Overdraft Revolving Line 16.75% APR*
Greenlight Revolving Line 18.00% APR*

MasterCard® Credit Card

Rate Type  Rates as low as 
MasterCard® Non-variable 10.90% APR*

Home Equity Line of Credit

Rate Type Rates as low as 
Rates effective as of January 1, 2023
Up to 180 months Variable 7.50% APR*
Home Equity Lines of Credit rates are based on an evaluation of credit history and loan to value, so your rate may differ.

Mortgage We offer a variety of fixed mortgage loans. Rates change daily. Please contact our loan department to discuss your needs 336.373.2090. *APR=Annual Percentage Rate. Rates are based on an evaluation of credit history so your rate may differ. Rates subject to change without notice.

*APR = Annual Percentage Rate. APR subject to creditworthiness. APR is determined by the term of the loan, whether the vehicle is new or used, and your credit history.