Checking Accounts

| Checking Accounts  |  Debit Cards |Direct Deposit | Payroll DeductionACH-Direct Payment | Overdraft Protection |


Checking Accounts 

Easy to access and easy to manage, our free checking account is perfect for you. 

  • Dividends paid monthly
  • No monthly fees
  • Overdraft protection options
  • Free debit card
  • Convenient surcharge free ATMs
  • Free access to thousands of shared branching locations
  • Direct deposit, payroll deduction and ACH options available
  • Secure night drops at GMFCU locations
  • CU Talk phone service
  • It’s Me 247 online banking
  • Mobile banking
  • Money Desktop budgeting tools
  • Free online BillPay
  • Members age 55+ receive basic checks for free
  • Convenient online Check Re-order
  • For your convenience our ABA Routing #253175931

Debit Card
A dual purpose card that can be presented in place of a check or cash to make a purchase or used to access your account instantly through ATM machines.

  • Free Debit Card available when you open a free checking account
  • No monthly fees
  • Use anywhere you see the MasterCard® logo
  • Purchase amounts are automatically deducted from your checking account
  • Convenient access to your funds 24/7
  • All transactions are available to view online or detailed on your monthly checking account statement.
  • Debit Card Alerts – Click to find out More: 
  • Debit Card Assistance-Learn More:

Direct Deposit
Free, convenient, safe and reliable way to deposit your paycheck, Social Security, pension, or other benefit checks.

  • Free service to all members
  • Authorize funds to be sent directly to a designated account with no delays
  • Same day access to your funds
  • Check can’t be stolen or lost in the mail
  • Funds deposited even if you are sick or on vacation
  • Saves you a trip to the credit union during your workday
  • Simple to set up

Payroll Deduction
Free and easy way to manage your money.

  • Free Service
  • Allows you to automatically have portions of your deposit automatically transferred to your savings, checking, club, or loan accounts.
  • Easy way to help your savings account grow.
  • Convenience of your loan payments made in a timely manner.
  • Ability to allocate some portion of your deposit to your children’s accounts
  • Simple to set-up

ACH (Automated Clearing House) Direct Payment
Free and easy way to manage your money.

  • Free service
  • Fast and convenient way to have your money transferred to your accounts
  • Set-up direct distribution to accounts on a recurring basis

Overdraft Protection
In our busy lives, overdraft options can be beneficial to protect us from bumps in the road.

  • Overdraft protection options available from savings and/or line of credit
    • Available options may be updated at any time