Tips for using your GMFCU Account
The following information will help you lean how to use your personal account correctly.  If you review and follow the steps outlined below you will be on your way to financial freedom!

How to Make a Deposit

• When making a deposit to your account:
• Fill out a deposit slip (if available)
• Record your deposit in your check register Endorse the back of all checks your are depositing
• If you are receiving cash back have your picture ID ready

How to Make a withdrawal

• Fill out a withdrawal slip or write a check to the credit union (never write a check to “cash” it could be cashed by anyone if lost).
• Always have your picture ID ready.

How to Write a Check (for those over 18 years)

• There are 6 basic steps to writing a proper check.  If you follow these steps carefully every time it will help prevent fraud on your account.
• Write in the correct date and year. 
• You can write the month in words, numbers or abbreviations.  Even if you put a later date on a check (post-date) it can be deposited for payment right away.  
• Write in the name of the person (or business) the check is being made to.
• Write plainly and accurately. Draw a line after the name to prevent someone from adding or changing the name.
• Carefully write the amount of the check in numbers.
• Make sure the figures are as close to the dollar sign as possible.  This makes it hard to change the amount.  For example: $25.00 could be changed to $125.00.
• Write the dollar amount in words starting at the extreme left.  This is the legal amount of the check.  Draw a line through any remaining space to prevent fraud.  Fill in the purpose line.  This will help you keep a record of why you write the cheek.  
• Sign you name legibly in pen and always sign the same way

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How to Endorse a check:

• Sign your name on the back left side of the check exactly as it appears on the front.
• If you are going to deposit the entire amount write “for deposit only” above your endorsement.

BALANCE FINANCIAL FITNESS PROGRAM:
Struggling with your finances or do you need help with budgeting? We offer the Balance Financial Fitness program at no charge to our members.

Want to find out more about Balance? Click here