Current Rates
Effective January 30, 2012 (subject to change without notice)
CD Rates
- Rates effective January 30, 2012
- All dividents are calculated on teh average daily balance.
- APY - Annual Percentage Yield
- Note: Early withdrawal penalty may be imposed on CD and IRA Certificates
|
Term of CD
|
Type of CD
|
Rate
|
Annual
Percentage
Yield
|
Minimum
to
Open
|
Dividends
Paid
|
|
3 Month
|
Regular/IRA
|
0.25%
|
0.26%
|
$500.00
|
Monthly
|
|
6 Month
|
Regular/IRA
|
0.40%
|
0.40%
|
$500.00
|
Monthly
|
|
12 Month
|
Regular/IRA
|
0.50%
|
0.50%
|
$500.00
|
Monthly
|
|
18 Month
|
Regular/IRA
|
0.65%
|
0.66%
|
$500.00
|
Monthly
|
|
24 Month
|
Regular/IRA
|
0.90%
|
0.90%
|
$500.00
|
Monthly
|
|
30 Month
|
Regular/IRA
|
0.95%
|
0.95%
|
$500.00
|
Monthly
|
|
36 Month
|
Regular/IRA
|
1.15%
|
1.16%
|
$500.00
|
Monthly
|
|
Term of CD
|
Type of CD
|
Rate
|
Annual
Percentage
Yield
|
Minimum
to
Open
|
Dividends
Paid
|
|
3 Month
|
Regular/IRA
|
0.35%
|
0.35%
|
$10,000.00
|
Monthly
|
|
6 Month
|
Regular/IRA
|
0.50%
|
0.50%
|
$10,000.00
|
Monthly
|
|
12 Month
|
Regular/IRA
|
0.60%
|
0.60%
|
$10,000.00
|
Monthly
|
|
18 Month
|
Regular/IRA
|
0.75%
|
0.75%
|
$10,000.00
|
Monthly
|
|
24 Month
|
Regular/IRA
|
1.00%
|
1.00%
|
$10,000.00
|
Monthly
|
|
30 Month
|
Regular/IRA
|
1.05%
|
1.06%
|
$10,000.00
|
Monthly
|
|
36 Month
|
Regular/IRA
|
1.25%
|
1.26%
|
$10,000.00
|
Monthly
|
|
Term of CD
|
Type of CD
|
Rate
|
Annual
Percentage
Yield
|
Minimum
to
Open
|
Dividends
Paid
|
|
3 Month
|
Regular/IRA
|
0.45%
|
0.45%
|
$50,000.00
|
Monthly
|
|
6 Month
|
Regular/IRA
|
0.60%
|
0.60%
|
$50,000.00
|
Monthly
|
|
12 Month
|
Regular/IRA
|
0.70%
|
0.70%
|
$50,00.00
|
Monthly
|
|
18 Month
|
Regular/IRA
|
0.85%
|
0.85%
|
$50,000.00
|
Monthly
|
|
24 Month
|
Regular/IRA
|
1.10%
|
1.11%
|
$50,000.00
|
Monthly
|
|
30 Month
|
Regular/IRA
|
1.15%
|
1.16%
|
$50,000.00
|
Monthly
|
|
36 Month
|
Regular/IRA
|
1.35%
|
1.36%
|
$50,000.00
|
Monthly
|
-
Youth Savers - Kirby Kangaroo Club and Teen Savers - CUSUcceed Club members can open Share Certificates with a minimum deposit of $250.00
-
Members age 55+ can earn additional 15 basis points (0.15%) added to the rates listed above
-
Deposits insured up to $250,000 per ownership type.
Current Savings (Share) Rates
|
Type
Account
|
Rate
|
Annual
Percentage
Yield
|
Minimum
Daily Balance
to Earn
Dividends
|
Minimum
Amount
to Open
Account
|
Dividends
Paid
|
|
Primary Savings
Kirby Kangaroo Club
CuSucceed Club
|
0.25%
0.35%
0.45%
0.55%
0.65%
|
0.25%
0.35%
0.45%
0.55%
0.65%
|
$25.00
$1,000.00
$10,000.00
$50,000.00
$100,000.00
|
$25.00
|
Monthly
|
|
Other Savings
|
0.25%
0.35%
0.45%
0.55%
0.65%
|
0.25%
0.35%
0.45%
0.55%
0.65%
|
$0.00
$1.000.00
$10,000.00
$50,000.00
$100,000.00
|
$0.00
|
Monthly
|
|
Christmas Club
|
0.25%
|
0.25%
|
All Balances
|
$0.00
|
Monthly
|
|
Checking
|
0.25%
|
0.25%
|
All Balances
|
$0.00
|
Monthly
|
|
IRA Savings
|
0.90%
|
0.90%
|
All Balances
|
$0.00
|
Monthly
|
Availability of Check Deposits
The availability of your check deposits may be delayed depending on whether the check is local, non-local or a foreign/special circumstances deposit.
| 
