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Rates

Current Rates October 27, 2014 (subject to change without notice)

Certificate Rates

  • All dividends are calculated on the average daily balance.
  • APY - Annual Percentage Yield
  • Note: Early withdrawal penalty may be imposed on CD and IRA Certificates 

Term of Certificate 

Type of Certificate

Rate

Annual 
Percentage 
Yield

Minimum 
to 
Open

Dividends 
Paid

3 Month

Regular/IRA

0.20%

0.20%

$500.00

Monthly

3 Month

Regular/IRA

0.25%

025%

$10,000.00 

Monthly

3 Month  

Regular/IRA 

0.30% 

0.30% 

$50,000.00 

Monthly 

Term of Certificate 

Type of Certificate

Rate

Annual 
Percentage 
Yield

Minimum 
to 
Open

Dividends 
Paid

6 Month

Regular/IRA

0.30%

0.30%

$500.00

Monthly

6 Month

Regular/IRA

0.35%

0.35%

$10,000.00 

Monthly 

6 Month  

Regular/IRA 

 0.40% 

 0.40% 

$50,000.00 

Monthly 

Term of Certificate 

Type of Certificate

Rate

Annual
Percentage 
Yield

Minimum
to
Open

Dividends
Paid

12 Month

Regular/IRA

0.40%

0.40%

$500.00

Monthly

12 Month

Regular/IRA

0.45%

0.45%

$10,000.00 

Monthly 

12 Month  

Regular/IRA

 0.50% 

 0.50% 

$50,00.00 

Monthly 

Term of Certificate 

Type of Certificate

Rate

Annual
Percentage 
Yield

Minimum
to
Open

Dividends
Paid

18 Month

Regular/IRA

0.50%

0.50%

$500.00

Monthly

18 Month

Regular/IRA

0.55%

0.55%

$10,000.00 

Monthly 

18 Month  

Regular/IRA

 0.60% 

 0.60% 

$50,00.00 

Monthly 

Term of Certificate 

Type of Certificate

Rate

Annual
Percentage 
Yield

Minimum
to
Open

Dividends
Paid

24 Month

Regular/IRA 

0.70%

0.70%

$500.00

Monthly

24 Month

Regular/IRA 

0.75%

0.75%

$10,000.00

Monthly

24 Month

Regular/IRA 

 0.80% 

0.80%

$50,000.00

Monthly

Term of Certificate 

Type of Certificate

Rate

Annual
Percentage 
Yield

Minimum
to
Open

Dividends
Paid

30 Month

Regular/IRA

0.80%

0.80%

$500.00

Monthly

30 Month

Regular/IRA 

0.85%

0.85%

$10,000.00

Monthly

30 Month

Regular/IRA 

 0.90% 

0.90%

$50,000.00

Monthly

Term of Certificate 

Type of Certificate

Rate

Annual
Percentage 
Yield

Minimum
to
Open

Dividends
Paid

36 Month

Regular/IRA

0.95%

 0.95%

$500.00

Monthly

36Month

Regular/IRA 

1.00%

1.00%

$10,000.00

Monthly

36 Month

Regular/IRA 

 1.05% 

1.05%

$50,000.00

Monthly

  • Youth Savers - Kirby Kangaroo Club and Teen Savers - CUSUcceed Club members can open Share Certificates with a minimum deposit of $250.00
  • Members age 55+ can earn additional 15 basis points (0.15%) added to the rates listed above
  • Deposits insured up to $250,000 per ownership type

    *SAVE-TO-WIN CERTIFICATE: Minimun deposit $25.00 to open, renews every 12 months, Rate: 0.40% APY
    Call Member Services for additional details on this special Certificate.

Current Savings (Share) Rates

Type Account

Rate

Annual Percentage
Yield

Minimum 
Daily Balance
to Earn
Dividends

Minimum 
Amount 
to Open 
Account

Dividends 
Paid

Primary Savings

0.25%
0.25%
0.030%
0.35%
0.40%

0.25%
0.25%
0.30%
0.35%
0.40%

$25.00
$1,000.00
$10,000.00
$50,000.00
$100,000.00

$25.00

Monthly

Other Savings:
Kirby Kangaroo Club
CUSucceed Club

0.25%
0.25%
0.30%
0.35%
0.40%

0.25%
0.25%
0.30%
0.35%
0.40%

$0.00
$1.000.00
$10,000.00
$50,000.00
$100,000.00

$0.00 

Monthly 

Christmas Club

0.25% 

0.25% 

All Balances  

$0.00 

Monthly 

Checking

0.25%

0.25%

All Balances

$0.00 

Monthly 

IRA Savings

0.75% 

0.75%

All Balances

$0.00

Monthly

Availability of Check Deposits
The availability of your check deposits may be delayed depending on whether the check is local, non-local or a foreign/special circumstances deposit.

Contact Us ATMS Rates