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Loan Rates

Loan & MasterCard Rates

At Greensboro Municipal our goal is to help as many members as possible with their loan needs. Our rates are based on credit factors including your current credit report and credit history. Members with good credit histories will receive a good rate, some of the best available.

MEMBER LOAN RATES (Rates subject to change)

Loan Type Loan Term APR*
New & Used Cars, Trucks, Vans & Motorcycles
(up to 100% financing)
up to 36 months as low as 2.75%
New & Used Cars, Trucks, Vans & Motorcycles
(up to 100% financing)
37 to 48 months as low as 3.00%
New & Used Cars, Trucks, Vans & Motorcycles
(up to 100% financing)
49 to 60 months as low as 3.25%
New & Used Cars, Trucks, Vans & Motorcycles
(up to 100% financing)
61 to 72 months as low as 3.50%
New & Used Cars, Trucks, Vans & Motorcycles
(up to 100% financing)
73 to 84 months as low as 4.25%

Loan Type Loan Term APR*
New & Used Boats and RVs
(up to 100% financing)
up to 48 months as low as 6.25%
New & Used Boats and RVs
(>$10,000)
49 to 72 months as low as 6.75%
New & Used Boats and RVs
(>$20,000)
73 to 120 months as  low as 7.25%

Home Equity Line of Credit
(up to 100% Equity Loans Available)
Variable Rate (Floor of 4.00%)
4.00%

Share/Certificate Secured - up to 72 months

                                                3.00%

Single Payment Share/Certificate up to 12-months

                                               3.00%

MasterCard

    11.90%

MasterCard Rate with GMFCU Club Checking

      10.90%

Line of Credit/Overdraft/Personal Loans

as low as 9.75%

*APR - Annual Percentage Rate
**All rates subject to change. All rates are adjustable unless otherwise noted and may change at the discretion of the Board of Directors. Rates are based on your credit history and current  credit report. Loan term may be based on the amount financed, age of collateral and your credit.  All loans are subject to credit approval.

Contact Us ATMS Rates